Peer lending

Lend to friends, build trust

A friendlier way to settle money between people you actually know.

Hello,

Welcome back ⚡

Trusted Circles

Roomies
Crew
Family

Recent

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C

Coffee run

Lent · due Friday

+$24

T

Concert ticket

Borrowed · due 12 Mar

-$85

G

Groceries split

Lent · settled

+$42

Favourites

Sam
Riley
Jordan

Borrower

Sam · trust 92

DUE 5d

Outstanding loan

$240.00

Lend again

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92
Sam
88
Riley
76
Jordan
84
Casey
71
Avery

Activity

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C

Coffee run

Lent · due Friday

+$24

T

Concert ticket

Borrowed · due 12 Mar

-$85

Your trust score

847 / 1000

85%

On-time rate

Excellent

Vouched by

Roomies circle

+18 pts

Work crew

+12 pts

Open loans

ACTIVE LOAN

Lent to Riley · trust 88

$150.00

This month

Lent out

$420.00

Borrowed

$85.00

Settled

$1,240.00

Monthly lending limit

$2,000
$0$1,000$2,000
Built on trust

Money between friends, finally fair.

Vouch turns awkward "you owe me" moments into clean, gentle loans — backed by a trust score you build together.

Get started
Three friends laughing together outdoors on a sunny day

Avg trust score

847 / 1000

Platform

Lending you can actually feel good about.

Trust scores

Every friend has a score that goes up when loans get repaid on time. It rewards good habits, gently.

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One-tap loans

Pick a friend, set the amount, agree on a date. No spreadsheets, no awkward reminders.

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Transparent terms

Zero interest by default. Optional small fees if both parties opt in. Everything visible to both sides.

Businessman analyzing charts and graphs
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0%Default interest
5 minTo set up a loan
1000Max trust score
100%Visible to both sides
In your pocket

Designed for the small everyday asks.

Pick a request

Trip share

$120

Rent help

$300

Dinner

$45

32 in circle

Hey friend

Who needs a hand today?

Search a friend

Top trust

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Sam · roomie

Trust 92 · 14 loans repaid

A group of friends at a coffee shop

Active loans Your circle

R

Riley

Concert ticket · due in 4 days

$85

Lent

J

Jordan

Groceries split · settled

$42

Lent

C

Casey

Coffee · due Friday

$24

Lent

A

Avery

Movie night · due in 2 days

$18

Borrowed

Ready to vouch for your people?

Set up your circle in minutes. The first loan is on your couch.