A friendlier way to settle money between people you actually know.
Hello,
Welcome back ⚡
Trusted Circles
Recent
view allCoffee run
Lent · due Friday
+$24
Concert ticket
Borrowed · due 12 Mar
-$85
Groceries split
Lent · settled
+$42
Favourites
Borrower
Sam · trust 92
Outstanding loan
$240.00
Lend again
view allActivity
view allCoffee run
Lent · due Friday
+$24
Concert ticket
Borrowed · due 12 Mar
-$85
Your trust score
847 / 1000
85%
On-time rate
Excellent
Vouched by
Roomies circle
+18 pts
Work crew
+12 pts
Open loans
Lent to Riley · trust 88
$150.00
This month
Lent out
$420.00
Borrowed
$85.00
Settled
$1,240.00
Monthly lending limit
$2,000Vouch turns awkward "you owe me" moments into clean, gentle loans — backed by a trust score you build together.
Avg trust score
847 / 1000
Platform
Every friend has a score that goes up when loans get repaid on time. It rewards good habits, gently.

Pick a friend, set the amount, agree on a date. No spreadsheets, no awkward reminders.
Zero interest by default. Optional small fees if both parties opt in. Everything visible to both sides.

Pick a request
Trip share
$120
Rent help
$300
Dinner
$45
Who needs a hand today?
Top trust
See allSam · roomie
Trust 92 · 14 loans repaid
Riley
Concert ticket · due in 4 days
$85
Lent
Jordan
Groceries split · settled
$42
Lent
Casey
Coffee · due Friday
$24
Lent
Avery
Movie night · due in 2 days
$18
Borrowed
Set up your circle in minutes. The first loan is on your couch.